635 GRANT STREET, PITTSBURGH, PA 15219                                      phone: (412) 227-7210   fax: (412) 227-7212

Holiday Loans Just in time... Borrow up to $2,500 @ 7.00% APR* for one year. Apply in person or send an e-mail request for application to be mailed to: cu@attpghfcu.com *Annual Percentage Rate - APR. Rate includes a 1/4 percent discount for automatic pay. Standard loan underwriting procedures apply. Payment on $1,000 is $87/month. Must maintain $100 in share account for loan duration. Offer may be withdrawn at any time. Other terms & rates available

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GO AHEAD, COMPARE OUR RATES! If you bought a vehicle or got a home equity loan and financed it elsewhere at a higher rate, let us recapture your loan and $ave you money! Take out a personal loan to pay off a higher rate credit card debt and $ave even more money! We don't have any hidden fees.

Our interest rates are low based on members having an automatic payment plan. This encourages regular savings and reduces delinquency.

Check out our home equity, vehicle and personal loans rates starting as low as 4.50% *apr. apr=annual percentage rate.

Invest in America...Special promotions on Pre-Approved New Car Loans!*
The Invest in America program provides credit union members special pricing and incentives on new vehicles from participating manufacturers. Additionally, we have sweetened the deal!
*Pre-approved members will enjoy our current low loan rates.
How to Get the Deal
1. Get pre-approved for a new vehicle loan by contacting our office. 2. Click onto www.lovemycreditunion.org From there, you can investigate various deals available and follow the steps to obtain a great deal at the dealership.

--2009 Election Results--
The incumbents were re-elected. They are Al Caterino, Mike Morris and Jack Zwilcher.

Other board members include president, Charles Netzel and Tom McKittrick, director.

Annual Meeting/Dinner
Plan to attend our Annual Meeting on Saturday, April 10th at a new location. We will be meeting at Salvatore's on Curry Road in the South Hills. Tickets will be on sale in February. Check back for more information.

Do you know we offer FREE CHECKING?
Sign up today with a $25 initial deposit. You'll get a free Star Debit Card which will allow you to access your account 24 hours a day. No minimum balances or per check charges apply. Deposit funds via payroll deduction, Direct Deposit, in our office or at an ATM. You'll receive monthly statements and can sign up for Audio Response at no cost. Call our office today for an application.

Credit Union Stabilization
The Board of the National Credit Union Administration (NCUA) acted to stabilize a part of the credit union system that is under stress due to the dislocations in the mortgage market. These actions resulted in all federally insured credit unions being required to write-off a portion of their deposit in the National Credit Union Share Insurance Fund (NCUSIF), and the assessment of a premium in order to maintain a robust and strong federal insurance fund for credit union members.
NCUA is committed to protecting your funds in a federally insured credit union, and will continue to take all steps necessary to preserve a safe and sound credit union industry.
It is important to remember that your funds in a NCUSIF-insured credit union are backed by the full faith and credit of the United States Government, up to at least $250,000 per account.
If you have questions, please contact our office or visit the NCUA website at www.ncua.gov

Despite market Woes, CU's continue to Thrive
As you read the headlines and hear financial news of government bailouts, you can rest assured that your Credit Union is financially secure. We do not engage in risky lending practices. All of our deposits are federally-insured up to at least $250,000 by the National Credit union Administration. Deposit insurance coverage for credit unions are the same as FDIC insurance for banks. We are capitalized at 27%, well above the federal regulatory requirement of 7%.

Need of a loan? We encourage you to come see us. Our most popular loans are vehicle, home equity and personal loans. If you purchased a vehicle recently and financed it elsewhere we may be able to lower your interest rate and payments. Call our office for more information.

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Board of Directors:
Charles Netzel
    PRESIDENT
Michael Morris
    1ST VICE PRESIDENT
John Zwilcher, Jr.
    2ND VICE PRESIDENT
Al Caterino
    TREASURER/SECRETARY
Tom McKittrick
    BOARD MEMBER

Office Staff:
Linda Coll
Donna Mavilla
Jerry McMillan