635 GRANT STREET, PITTSBURGH, PA 15219                                      phone: (412) 227-7210   fax: (412) 227-7212

Celebrating 75 years of Service Open an account in person or send an e-mail requesting information to: cu@attpghfcu.com

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We are offering special loans all year long. Call our office for our last promo...

If you bought a vehicle or got a home equity loan and financed it elsewhere at a higher rate, let us recapture your loan and $ave you money! Take out a personal loan to pay off a higher rate credit card debt and $ave even more money! We don't have any hidden fees.

Our lowest interest rates are based on members having an automatic payment plan. This encourages regular savings and reduces delinquency.

Check out our home equity, vehicle and personal loans rates starting as low as 4.50% *apr. apr=annual percentage rate.

75th Annual Meeting Election Results:
Congratulations to our 2010 Board Members--Charles Netzel, President; Mike Morris, 1st VP; Jack Zwilcher, 2nd VP; Al Caterino, Secretary; Tom McKittrick, Member.

Rick Wargo from the PA Credit Union League presented the board and management with a plaque and clock for 75 years of service.

Change in Terms: Expedited Funds Availability Act (Regulation CC)
The Federal Reserve has recently restructured the check-processing operations within the Federal Reserve System. Effective February 27, 2010, there will only be a single check processing region, which will result in checks no longer being considered non-local for purposes of Regulation CC. A single check-processing region will subject some checks to faster funds availability schedules.

What This Means For You
As a result of these changes, all references to non-local checks as well as time periods related to non-local check deposits in your funds availability disclosures are no longer effective. Instead, checks that were once considered non-local and subject to longer hold times will now be considered local and subject to faster availability. Based on the current policy, the first $100 from a deposit of local checks will be available on the first business day after the day of your deposit. The remaining funds will be available on the second business day after the day of your deposit. Please refer to your funds availability disclosure for deposits made at nonproprietary ATMs.

If you have any questions, please contact our office at 412-227-7210.

Do you know we offer FREE CHECKING?
Sign up today with a $25 initial deposit. You'll get a free Star Debit Card which will allow you to access your account 24 hours a day. No minimum balances or per check charges apply. Deposit funds via payroll deduction, Direct Deposit, in our office or at an ATM. You'll receive monthly statements and can sign up for Audio Response at no cost. Call our office today for an application.

Credit Union Stabilization
The Board of the National Credit Union Administration (NCUA) acted to stabilize a part of the credit union system that is under stress due to the dislocations in the mortgage market. These actions resulted in all federally insured credit unions being required to write-off a portion of their deposit in the National Credit Union Share Insurance Fund (NCUSIF), and the assessment of a premium in order to maintain a robust and strong federal insurance fund for credit union members.
NCUA is committed to protecting your funds in a federally insured credit union, and will continue to take all steps necessary to preserve a safe and sound credit union industry.
It is important to remember that your funds in a NCUSIF-insured credit union are backed by the full faith and credit of the United States Government, up to at least $250,000 per account.
If you have questions, please contact our office or visit the NCUA website at www.ncua.gov

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Board of Directors:
Charles Netzel
    PRESIDENT
Michael Morris
    1ST VICE PRESIDENT
John Zwilcher, Jr.
    2ND VICE PRESIDENT
Al Caterino
    TREASURER/SECRETARY
Tom McKittrick
    BOARD MEMBER

Office Staff:
Linda Coll
Donna Mavilla
Jerry McMillan